Jewelry Financing & Payment Options

At Carter's, we love to tailor every experience to you and your celebration. Your payment options should be tailored to fit your needs as well! Choose the payment option that is best for you.

Shop Pay logo
  • Any item under $1000 is eligible to be split up into 4 interest-free, bi-weekly payments.
  • For items over $1000, Shop Pay offers 3, 6, and 12 month financing options.
  • Your credit is not affected by applying, and there are no late fees or early payoff penalties!
  • Interest rates vary per applicant.
  • You can select this option at checkout!
  • Buy today, pay over time with the American Gem Society credit card.
  • Approved credit by Wells Fargo Bank, N.A.
  • Special financing where available
  • Convenient monthly payments.
  • Easy account management and bill payment options.
  • Click the button below to submit your application!
 
Synchrony logo
  • Up to 12 months zero interest financing plans.
  • Visit us in store today to apply for your Synchrony Financing account.
house layaway
 
  • Pay on your jewelry for up to 6 months interest-free.
  • Once your item(s) are paid off, we can ship them directly to you or have them ready for pickup!
 
Additional Information about Shop Pay: Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.